In New Jersey, property conveyance fees, or Realty Transfer Fees, are primarily paid by the seller, calculated per $500 of sale price. For 2025/2026, high-value homes over $1M incur a graduated fee from 1% to 3.5%, added to standard fees. Partial exemptions exist for seniors (62+), blind or disabled persons, and low/moderate-income housing, ensuring fair compliance with NJ law.
New Jersey All Counties Conveyance Fee Calculator
Who pays the property conveyance fee in New Jersey?
The seller is primarily responsible for paying the property conveyance fee (Realty Transfer Fee) in New Jersey as of March 2026.
4 Most Populous Counties in New Jersey
New Jersey’s four most populous counties are hubs of culture, economy, and communities. They significantly influence housing, business, and property trends across the state.
How New Jersey Property Conveyance Fee Is Calculated Officially
The New Jersey property conveyance fee is determined by summing the Standard Realty Transfer Fee (RTF) and, for high-value properties, the Graduated Percent Fee. Calculations are based on official NJ tiered rates per $500 of sale price, with additional charges for recording fees. The seller is primarily responsible, and exemptions may apply for seniors, disabled persons, or low/moderate-income housing.
Step 1 – Calculating the Standard Realty Transfer Fee (RTF)
The Standard RTF uses a tiered rate system based on the total sale price (consideration). For homes over $350,000, the first $150,000 is charged at $2.90 per $500, $150,001–$200,000 at $4.25, $200,001–$550,000 at $4.80, and so on. For example, a $1,200,000 home’s RTF totals $11,995, summing each tier’s contribution until the full sale price is accounted for.
Step 2 – Applying the Graduated Percent Fee for High-Value Homes
Properties valued above $1,000,000 are subject to a Graduated Percent Fee applied to the total sale price, not just the portion above $1M. For example, a $1,200,000 sale pays 1%, or $12,000. Adding this to the Standard RTF ($11,995) gives a total conveyance fee of $23,995, fully reflecting New Jersey’s official calculation rules effective July 10, 2025.
Important Considerations and Exemptions
Certain buyers or sellers may qualify for partial exemptions, including seniors 62+, blind, or disabled persons on their primary residence. Additionally, county recording fees apply: $30–$45 for the first deed page and ~$10 for each additional page. Official forms, RTF-1 for standard RTF and RTF-1EE for graduated fees, ensure accurate compliance with NJ property conveyance law.
New Jersey Realty Transfer Fees (All 21 Counties)
| County Name | First $150,000 $2.90 / $500 |
$150,001–$200,000 $4.25 / $500 |
$200,001–$550,000 $4.80 / $500 |
$550,001–$850,000 $5.30 / $500 |
$850,001–$1,000,000 $5.80 / $500 |
Over $1,000,000 $6.05 / $500 |
|---|---|---|---|---|---|---|
| Atlantic | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Bergen | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Burlington | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Camden | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Cape May | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Cumberland | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Essex | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Gloucester | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Hudson | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Hunterdon | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Mercer | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Middlesex | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Monmouth | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Morris | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Ocean | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Passaic | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Salem | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Somerset | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Sussex | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Union | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
| Warren | $2.90 | $4.25 | $4.80 | $5.30 | $5.80 | $6.05 |
Conclusion
Understanding New Jersey property conveyance fees is essential for buyers and sellers. The Standard Realty Transfer Fee is tiered based on sale price, while high-value properties over $1M incur a Graduated Percent Fee. Sellers are primarily responsible, and partial exemptions exist for seniors, disabled, or low/moderate-income residents. Using official NJ formulas ensures accurate calculation, avoids surprises, and helps plan total closing costs effectively.
FAQ’s
Who is responsible for paying the New Jersey conveyance fee?
The seller is primarily responsible for the Realty Transfer Fee (RTF) in New Jersey, although parties can negotiate this in the sales contract. The fee is typically collected at closing.
How is the Standard Realty Transfer Fee (RTF) calculated?
The Standard RTF uses a tiered system based on total sale price, charged per $500 of consideration. Rates increase with higher price brackets, starting at $2.90/$500 for the first $150,000 and up to $6.05/$500 for amounts over $1,000,000.
What is the Graduated Percent Fee for high-value homes?
Properties over $1,000,000 are subject to a Graduated Percent Fee applied to the total sale price. Rates range from 1% for $1–2M up to 3.5% for over $3.5M, added to the standard RTF.
Are there exemptions available for certain buyers or sellers?
Yes, partial exemptions exist for seniors (62+), blind or disabled persons, and some low/moderate-income housing. Exemptions apply to primary residences and can significantly reduce the total conveyance fee.
Are additional fees applied besides the RTF and Graduated Percent Fee?
Yes, county recording fees apply, typically $30–$45 for the first deed page and $10 per additional page. Some sellers may also encounter exit taxes if relocating out of state.